We do not accept personal checks.
We understand pet care can have unplanned expenses.
Please check out Cherry, Scratch Pay, or Care Credit if you have any concerns regarding payment.
Cherry Payments has the easiest acceptance of any options for credit.
Cherry is a Buy Now - Pay Later Option. Cherry gives upfront pricing. Cherry accepts credit scores as low as 475 unlike some medical credit cards require a score of at least 640. Any past financial troubles you may have had should not prevent your pet from getting the care they need now. Applying is so fast and easy!
1-Apply CLICK HERE FOR THE FAST APPLICATION!
Ask Grand Oaks Pet Hospital for our unique Cherry application link. Requirements are:
You must be eighteen years of age or old, reside in the USA, and have a bank issued debit card (not a prepaid card) or a credit card.
2-Get Care
Use your approved Cherry funds to pay for your pets treatment. When you are ready to pay, your practice will send you a checkout link.
3-Pay over time
Choose a plan length that fits your budget, with qualifying 0% APR options.*
0% APR and other promotional rates subject to eligibility.
You should have a credit score of at least 640, to qualify for the Care Credit credit card. We offer six month plans. You will need to spend $200 to avoid a $15 surcharge. A great way around that charge is let us charge you $200 and any remaining credit will be applied to your next visit. There is no cash back.
Scratchpay offers the world’s simplest patient financing solution. All you have to do is apply for a Scratch
Plan from your phone or desktop, check your rate, pick your payment plan, and get the care you need.
Applying will not affect your credit score.
Get the care you need today, and pay for treatment costs overtime with a payment plan.
Benefits of a payment plan:
Split treatment costs into smaller monthly (or bi-weekly) payments
Not a credit card
No deferred interest or membership fee
CLICK HERE TO APPLY
Pet Insurance Without the Hassle of Reimbursement
Pet insurance is still a relatively new concept for many pet owners. With so many plans and companies available, it can feel overwhelming to choose the right fit for your family. However, most of our clients who carry pet insurance agree—it’s worth it for the peace of mind and financial protection it provides.
Traditionally, pet insurance has worked under a reimbursement model: pet owners pay the full bill at the time of their pet’s visit, submit a claim, and then wait for a reimbursement check. This process can be stressful, especially when unexpected medical costs arise. For some families, having to pay upfront can even mean delaying or declining care.
That’s why we’re thrilled to share a better option. Grand Oaks Pet Hospital has partnered with Trupanion to offer Vet Direct Pay.
With Vet Direct Pay, Trupanion pays our hospital directly—often within minutes. You only cover your portion of the bill at checkout. That means:
This system helps ensure that finances don’t stand in the way of timely, high-quality care for your pet.
